Richman Investments- Acceptable Use Policy

Richman Investments- Acceptable Use Policy Richman Investments is the name for its installation of the Richman Investments software from Jive Software creating a virtual (type of company) community. It is a Web-based virtual community where members collaborate on documents, share insight and best practices and exchange ideas. Registered Users of Richman Investments are encouraged to be open and informal in their use of Richman Investments – one of the benefits of the system is that it attempts to facilitate the kind of candour and informal discussion that traditionally one only finds at in-person meetings.It is generally presumed that Users will conduct themselves in a professional manner; nevertheless, as membership and participation grow, it is important to outline a formal guide for conduct for this new powerful communication tool. Participation in Richman Investments is contingent upon acceptance of this Acceptable Use Policy. This Policy outlines the terms and conditions for use of the Richman Investments Areas covered include who is authorized to use Richman Investments rules for online behaviour, and guidelines for the handling of secure and copyright-protected materials.Richman Investments reserves the right to block or limit access to content deemed to be harmful, offensive, or otherwise in violation of this Acceptable Use Policy. Furthermore, Richman Investments reserves the right to monitor and to disclose any information as deemed necessary to satisfy any law, to operate its services properly, or to protect itself or its Registered Users. Authorized Use The network is provided by Richman Investments for the benefit of Registered Users in accordance with duties as an employee of Richman Investments. Richman Investments may also extend a User ID to individuals with whom it has special working relationship, such as a consultant. User IDs are not transferrable. They are intended for the exclusive use of the individual to whom they are provided. A dditional User IDs are available, upon request, from Richman Investments. The provision of User IDs to individual users is at the discretion of the Richman Investments, on the advice of the Sponsoring Organization. A User ID may be disabled due to a change in employment or committee membership status, upon the request of the Sponsoring Organization or for violation of the Acceptable Terms of Use.Confidentiality Information shared and stored within Richman Investments it is considered to be an extension of the work conducted within the normal day-to-day workings of Richman Investments and Council International. It is subject to the same requirements for confidentiality as association work conducted through email, conference calls or in-person meetings. Copyright Registered Users of Richman Investments agree to abide by all applicable laws on the use of copy written materials.Accordingly, attention should be paid to not post Copyright Protected Material — material for which an organization has not consented to its widespread distribution in channels other than its own. This includes, but is not limited to, the posting of entire media articles, or proprietary research. Items intended for redistribution, such as press releases or promotional materials, may be posted. It also is perfectly acceptable to quote portions of protected material, paraphrase the material and Hyperlink to the material in its original external location.Professional Conduct It is generally presumed that Users will conduct themselves in a professional manner; nevertheless, the following actions constitute unacceptable use of Richman Investments: * Violating any law of, or committing conduct that is tortuous or unlawful in, any applicable jurisdiction. * Displaying, performing, sending, receiving or storing any content that is obscene, pornographic, lewd, lascivious, or excessively violent, regardless of whether the material or its dissemination is unlawful. Advocating or encouraging vio lence against any government, organization, group, individual or property, or providing instruction, information, or assistance in causing or carrying out such violence. * Actively seeking to obtain unauthorized access to any part of Richman Investments network, service, or account or using Richman Investments to obtain unauthorized access to any network, service or account. * Interfering with service to any other Registered User, by use of any program, script, command, or otherwise. Introducing or activating any viruses, worms, harmful code and/or Trojan horses within Richman Investments   Ã‚  Ã‚  Ã‚  * Holding Richman Investments, its affiliates, officers, employees up to public scorn or ridicule. * Gambling Definitions (Type of company) Link Community: All content and Registered User information contained within the User ID controlled areas of Richman Investments. Community or Sub-Community: The spaces within which content is organized, usually by subject area (Communities also contain Sub-Communities).Copyright Protected Material: Material protected by applicable copyright laws, and for which an organization has not consented to its widespread distribution through external channels. Hyperlink: Provide a hyperlink to a page or item located elsewhere within Richman Investments on an external Web site. Permissions: The access rights provided to Registered Users to access particular Communities and Sub-Communities Restricted Community or Sub-Community: A Community of Sub-Community for which access is restricted to a pre-defined group of Registered Users.Registered User (Active User, User): An individual with an â€Å"Active† User ID for Richman Investments (User IDs are not deleted from the system. They are either â€Å"Active,† meaning they provide access, or â€Å"Disabled†). User: Presumed to be an Active User unless specifically referred to as a â€Å"Disabled User† User ID: A username and password for Richman Investments (Use r IDs are not deleted from the system. It is either â€Å"Active,† meaning it allows access, or â€Å"Disabled†)

Is College Debt To Much Essay

Everyone who wants to go to college is often faced with the same fact, how will I pay? Students often go with the options of taking loans, after much consideration and research, research sometimes based on essays written by authors. Even though Carey and Wilson both address the debt college could put someone in. Wilson provides a more convincing argument due to the fact that he gives more information on statistics of student loans, more information about loans, and an unbiased opinion. Before you make a big decision you should always know the risks and benefits. One way to ensure you make a good decision is, if possible look at statistics. In the essays â€Å"Why Do You Think They’re Called For- Profit Colleges?† by Kevin Carey and â€Å"A Lifetime Of Student Debt? Not Likely† by Robin Wilson they both take different approaches to using statistics about student loan debt in their writing. Carey does not use any statistics making his article harder to understand a nd his material credibility questionable. Carey states that, â€Å"The University Of Phoenix is on pace to reap $4 billion from federal loans† (Carey 216). This is one of the only times in his article Carey mentions how much colleges make from loans. He then says â€Å"Unfortunately, a large and growing number of graduates of for-profit colleges are having trouble paying those loans back† (Carey 216). Although Carey says it’s a large number of graduates that have trouble paying loans back he does not show any statistics to confirm it, which makes his information questionable. On the other hand Wilson uses an abundance of statistics in his article which makes the article easy to understand and a trustworthy source. According to Wilson, â€Å"Of the 65 percent who face debt, the average they owe is around $20,00† Andrews 2 (Wilson 257). Wilson also gives statistics on the amount of debt difference between undergraduate and graduate degrees, and public and private schools  graduates. Just the uses of Wilsons statistics makes me realize that debt is a manageable and wouldn’t overwhelm my life. The next point that really set these two essays apart was the amount of information given about loans. In Carey’s article he gives very little information about loans in general. He really just implies that student’s taking large loans are what are making for-profit colleges so profitable. He fails to give us information about why loans are needed, and what loans allow people to do. Unlike Wilson who again gives us plenty of material to see the pros and cons of loans. Wilson covers topics like interest rates, and borrowing risks. He also includes stories from people’s real life describing their personal success and struggles with student debt. These personal stories really helped me connect with Wilson’s article and understand the pros of taking loans. The last point that set these essays apart was the amount of bias in the articles. I felt Carey’s article was extremely biased towards one man named Michal Clifford. It shows Clifford as almost a monster. Carey says, â€Å"Entrepreneurs like Clifford, meanwhile, have been snapping up dying nonprofit colleges and quickly turning them into money making machines† (Carey 216). I on the other hand do not think its Clifford fault. He is just doing his job, and it seems he’s doing a very good job at it. One way or another the student has to pay for college and it’s going to be fairly expensive in this day and age, and I feel like Carey is just trying to put the blame on someone. Although Wilson acknowledges that there are some problems with students loans and some people will have a difficult time paying them back, I think he wrote a very fair and unbiased essay. Andrews 3 There are always two sides to every story and multiple ways of looking at things, as shown in these two essays both discussing student loan debt. Although these essays both challenged my mind and gave me new insight on student loan debt, I thought Wilsons essay was much more to the point. Also he included so much more in depth information that made the article interesting ,knowledgeable, and meaningful.

SWOT Analysis. Avon Case Study Example | Topics and Well Written Essays - 1000 words

SWOT Analysis. Avon - Case Study Example Strength †¢ The company had a wide range of products to be marketed, from skin care to fragrances for both men and women †¢ It had a market coverage in 137 countries and marketed its products with the assistance of over 3 million sales representatives †¢ Most of the marketing strategies were directed towards the young generation which was termed as the most potential market segment in the personal care industry †¢ The company focused on direct selling, retail selling through kiosks and online selling as its marketing strategy which helped it to be focused and also simplified the organizational operations Weaknesses †¢ Avon’s financial structure was remarkably weakening with stagnant sales revenue and lower growth rate †¢ The brand image of the company got fragmented due to over diversification of the product line †¢ Lack of aggressive purchase of Avon products by targeted customers, i.e. the Generation Y †¢ Increasing competition in online selling †¢ Loyalty in brand segments were unequal due to inadequate distribution channels †¢ Growth in all the sectors were not adequate, i.e. in the women section the company had a significant growth comprising of elderly females while in the men’s section the company was quite weak ... in the women section the company had a significant growth comprising of elderly females while in the men’s section the company was quite weak Inefficiency in the recruitment and retaining of quality employees Increasing competition in online marketing along with major disputes between the company’s strategies and the interests of sales representatives Markets were weakening in the developed economies including the European region Opportunities The Personal-Care industry was growing, although it at a slower pace Reliable growth in the hair-care section in the market segment based on ethnic backgrounds of the customers Rapid growth was witnessed in the personal hygiene, men’s fragrances and makeup/color cosmetics sections Spa services were gaining consistent attention among the customers and marketers as a medium to generate higher customer loyalty Personal care products were highly favored by the Generation X customers Kiosks were receiving more and more attention in the industry supply chain North and South America were termed as the most potential markets for personal care products Online selling is most likely to gain a rapid growth in the near future The regulatory framework supported the operations of self-inspections, good manufacturing and maintenance of good relation with the regulatory bodies It had only two major competitors, i.e. Mary Kay Inc. and L’Oreal Mary Kay had no growth with weak existence in the women section Threats Mary Kay had only 8 categories of products with 200 different product lines primarily focused on the men’s section with limited women customers Mary Kay also segmented its market only in

(argument research paper) advertising Paper Example | Topics and Well Written Essays - 1250 words

(argument ) advertising - Research Paper Example Human beings have evolved from uncivilized beings to businessmen. Evolution has affected the lifestyle of the individuals, as the evolution gradually takes place it also keep changing the lifestyle of the individuals. Therefore culture can be defined as the way of life of people. The world around us can be read according to the cultural context. There are few themes which forms the basis of advertisement. These themes are youth, luxury, fashion, beauty etc. Advertising campaigns promote the idea that the solution of the problems of people lies in their consumption pattern which is backed by various cultural aspects. Culture is a key that defines the taste of the consumers belonging to a particular region. Advertisement is used by the companies as a tool to sell the commodities which are in demand due to the influence of the cultural trends existing in a particular society. Advertisement can be defined as the mirror of culture. Culture can be associated with the success of any product. The cultural belongingness increases the emotional attachment of the customers with a particular product and influences the decision making of the consumers (Janjua). It is the significant characteristic of the culture that it changes with time. Similarly the ideas, taste and habits of people also changes with time. Rapid industrialization has contributed towards changing the aspects of people towards many things. They are now going for time and energy saving commodities. Automation has affected the culture and the life style of the people as well. In many developing countries advertisement has influenced the culture and way of living of people. Cultural aspects in underdeveloped and developing countries, such as more children for the security in old age, high population rate due to early marriages, and emphasis of bearing a male child have declined due to advertising. Advertising not merely promotes a commodity but it promotes an idea in a

Strategic Supply Chain Managemnt Essay Example | Topics and Well Written Essays - 3250 words

Strategic Supply Chain Managemnt - Essay Example Any product or service which reaches to its ultimate consumer has to go through a supply chain which involves the suppliers, manufacturer, distributor, retailer, and the final consumer. The recycling of end products and services are also a part of the supply chain. The supply chains often involve a series of companies and business organizations involved in carrying out a product or service to the market place (Wisner et al. p7, 2008). The supply chain of an organization requires a proper management to allow its effect over the performance of the organization. Supply Chain Management is the term which refers to the set of tasks which are performed in order to optimize all of the tasks and activities which are involved to provide the final product or service to the customers and meet their demands. The concept of supply chain management involves the idea to provide the products and services which are of right quantity, high quality, available at the right time at a reasonable price to the customers. The supply chain management involves a set of activities which helps in planning and scheduling of the production and distribution and improve the delivery time. The different activities under the method of supply chain management can be classified into categories such as Demand Planning, Planning and Scheduling of Manufacturing processes, Supply Planning, and Transportation Planning. Providing organizations with a forecast of demand and market condition is an important benefit of supply chain management. The planning of demand is used for the same purpose of forecasting the demand in near future which assists organization in the production planning. The forecasting of customer demand helps organizations to improve their customer service and also supports them in reducing their add itional cost which is incurred from the uncertainty of the continuously changing market environment. The production planning supports organization to

To what degree are contemporary political systems shaped by history Essay

To what degree are contemporary political systems shaped by history Answer with reference to two states studied - Essay Example The first of these compliments will be with regards to the historical occurrences that took place in the second will be with regard to the manner through which these historical occurrences at impacted upon a sense of identity and purpose with respect to governance and the means through which power is evidenced. Beyond merely describing to culturally dissimilar nations, it is the hope of this author that the analysis will also provide a level of comparison with respect to the way in which similar historical experienced has coalesced to create a shared interpretation on many fronts that might otherwise not be exhibited. Firstly, taking the case of the Russian Federation, the analyst can see that this particular entity grew out of the members of the former Soviet Union. Tracing this back even further, the reader can determine that the Soviet Union was the results of economic and political pressures that the Russian Empire was unable to address. Accordingly, it would of course be possible to trace the historical impact of Russian governance back to the era of prehistory; however, for purposes of this analysis, the discussion will only go this far as the czarist era. The Russian Empire began to take shape as the Mongol Empire and its accordance of horsemen began to recede throughout Eurasia. For centuries, the Mongol horde had dominated Russian land and demanded Steve attributes each and every season. The level of complete and total control that the Mongols were able to wield over Russians created a unique Eastern identity that helps to separate Russians from the remainder of culturally and linguistic ally similar Europeans. Following the example of government and control that the Mongols had exhibited, the first czars utilized a very totalitarian approach to organizing the early Russian Empire. Furthermore, utilizing the power vacuum that was left by the Mongol Empire, the first czars took advantage of this

Cross-Cultural Issues in International Business.The Audi organization Essay

Cross-Cultural Issues in International Business.The Audi organization - Essay Example Finally, the paper will propose a solution that details the management style, structure and reporting methods that will provide a solution to the issues identified. The Establishing organization will have to work routinely with the new culture and background of the established company in China. Usually this relationship works well since the differences in culture are enriching and interesting. However, things may go wrong in some cases for reasons that may not be understood by the organization’s management. This is the reason why mastery of cultural differences is important, in order to work more effectively with people, and avoid misunderstandings (Ray, 2010). The Seven Dimensions of Culture is very essential in enhancing the mastery of cultural differences when effectively applied. The model was identified by Trompenaars Fons and Hampden Charles, management consultants, who published it in their book, "Riding the Waves of Culture." The founders found out that majority of peo ple coming from different cultures do not just randomly differ from each other; but they are different in very unpredictable and even specific ways. This is due to the fact that every culture has its own way of thinking, its own beliefs and values. Different cultures also place different preferences on different varying factors. Trompenaars Fons and Hampden Charles concluded that wherever these preferences fall is what makes the differences in culture compared to one another as described on each of the seven dimensions of culture. These cultural dimensions include: universalism versus particularism, specific versus diffuse, individualism versus communitarianism, neutral versus emotional, sequential time versus synchronous time, achievement versus ascription, and internal direction versus outer direction (Schneider and Barsoux, 2003). The organization in Europe that wishes to establish an organization in the Far East can use this model to understand and master people from this region , who practice a totally different culture. This will enable the Audi Car Company to avoid misunderstandings with the people and enjoy a good working relationship. This is very significant when the company will be doing business with different people around the region who have different cultural background. Hence, it will ease the management of the diverse groups of people from different cultures. The Seven Dimensions of Culture will also help the management of the organization to understand that there is no particular culture that is worse or better than the other; this is because of the assertion of the model, that people coming from different cultural backgrounds are not necessarily different, but simply make differing choices. In contrary, the Seven Dimensions of Culture does not explain how the management can measure the preferences of people on the seven dimensions (Hampden and Trompenaars, 2000). Therefore, it will be in the best interest of the establishing company to simply use the Seven Dimensions of Culture as a general guide when dealing with the people coming from different cultural backgrounds. The model will enable the organization to explore the strategies that can be used among people fitting the highlighted characteristics of each of the dimensions as described below: The seven dimensions of culture The first cultural dimension is universalism and particularism; according to the model, universalism is characterized by people who place much emphasis on rules, obligations, laws, and values. These people attempt

How did september 11 change the life of socities Research Paper

How did september 11 change the life of socities - Research Paper Example There have been several changes within the American society ever since the attacks which has literally affected the lives of many people. Civil liberties have been subject to changes and in order to protect the country from further attacks several policies and security measures at airports and other important places have been stepped up which has posed serious restrictions to civil liberties. This has resulted in a changed psychology among the American people about their country, politics, world society and their security (Kelly; Schmidt; 9-11 Social Consequences). Considering the magnitude of the 9/11 attacks such restrictions and societal changes are not surprising as the country is in a dire need to safeguard both its people and resources. No country can afford to lose manpower and property to terrorism and given the potential strength of America, it has been able to overcome the destruction mainly owing to its people who remain unified in their fight against terrorism following t he attacks. The American society has indeed become vulnerable to attacks by terrorists mainly owing to its open frontiers, greater allowance to civil liberties, lack of any discrimination towards people, a free market and the rights enjoyed by the people to live a free life on their own terms. All of these were against the moral beliefs of the terrorists and which led them to attack the country and show the American people that their nation was indeed vulnerable and that its security could also be under constant threat. However, while the attacks were made with the intention of creating animosity among the diverse American population, it did, in fact create a more unified America. This has become a reality despite the series of civil restrictions and stricter policies that have been imposed on innocent Americans. This can be mainly attributed to the changes that occurred with the country during the 20th century which made the country more tolerable. This is the same country which ha d banned the teaching of German language after the First World War and the imprisonment of Germans, Japanese and Italians following the Second World War. Over the years the American people have developed the culture of â€Å"not judging the others†. This attitude has allowed people to rationalize the actions of others though there were some incidents targeting Muslims immediately after the attacks. However, these incidents were relatively small in number; even though they are deplorable. In addition the attacks also lead to a social cohesion among the people as those who survived the attacks showed a great willingness to help the wounded and the deceased (9-11 Social Consequences). This indeed has been a positive outcome of the attacks as aid from all around the world poured in and many thousands of people volunteered to secure people from the debris. However, this volunteering has been mainly from children belonging to the upper-middle class background as they have begun to show greater interest in public life, civic engagement, politics and society. However, the same has not been found with children belonging to the working class sector as they know that despite all their efforts they would ultimately land up in some firm working round the clock. Hence the post 9/11 attacks did witness a gap in the social class and many experts see this gap as that between the rich and the poor

Entrepreneurship Essay Example | Topics and Well Written Essays - 2000 words - 12

Entrepreneurship - Essay Example Start ups succeed when entrepreneurs are able to correctly anticipate the needs of a niche market and then work steadily to capitalize on the unique points of their service. Cater2me was successful in part because it was self financed and did not opt to achieve quick profit growth as is often required by venture capital funding. The owners can now further expand the business through Format franchising, which will allow Cater2me to reach across the Atlantic into the bustling London market through licensing their brand, operations value and culture to aspiring business owners. The format lets the franchisor keep control of their original idea while including and incorporating local insights from the franchisees and minimizes the risk for both the groups. It is a symbiotic relationship where Cater2me will provide the necessary support (training, managerial and operational processes, brand value etc) to their franchised outlets in overseas centers and the business owners themselves will take on the routine work and risk associated with running the branches. Partners Zach Yungst and Alex Lorton had the idea for their startup Cater2me, while walking across downtown San Francisco, admiring the variety of food options available at street side vendors. They were also aware of how these vendors were limited to a restricted customer base and did not have the options for scalability that were available to restaurants or better financially backed establishments. They saw a market opportunity for bridging the gap between the vendors and the corporate customers who would be eager to sample the vast variety of food items if only it was conveniently packaged and delivered. Cater2me began in 2010 as a service providing quality food options to the various corporate offices and other tech startups operating in San Francisco who are not big enough to afford